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- Issue #57: February Round-up
Issue #57: February Round-up
Read Time: 4 mins

🤑
Read Time: 5 mins
It’s (almost) a wrap on February! 🤑
The mornings are getting lighter, payday has almost hit, and while the weather is still doing its usual horrible winter thing, there’s been LOADS happening in the world of finance.
So, in this first exciting edition of our new monthly roundups, let’s talk about what’s been been going on in my world and the wider world of money.
Let’s get into itttt!!
Incase You Missed It…
Here’s a brief summary of February’s finance updates, and what you may have missed in the news:
🏦The Bank of England cut interest rates from 4.75% to 4.5%
💰The Cash ISA limit of £20k is in talks of being cut to £4k
⚡️Energy bills are being raised by 6.4% (average £111 per year) from April
February’s Top Accounts To Look Out For:
Easy Access Accounts | Interest | Conditions |
---|---|---|
4.75 | Includes a bonus rate for 12 months - MAX £3K | |
4.63% | ||
4.6% | For every month you don’t withdraw |
Cash ISAs | Interest | Conditions |
---|---|---|
5.25% | 0.93% Bonus for 6 months | |
5.05% | 1.51% Bonus for 12 months - 3 withdrawals per year - Min £100 | |
4.9% |
Stocks and Shares ISA | Notes | Fees |
---|---|---|
Huge Range of ETF’s and indivudal stocks. Easy to use | 0% Commission, 0.15% FX Fee (if you buy products not in local currenct) | |
Only ETF’s available | 0% Fees for DIY | |
Trusted low cost platform with over 30 million customers | £4/month switching to 0.15% on balances over £32,000 capped at £375/year |
* Affiliate
Switching offers | Bonus | Conditions |
---|---|---|
£175 | Get access to a 7.00% AER/gross regular saving account | |
£175 | 5% interest. 1% cashback | |
£175 | Lifestyle benefits |
T&C’s apply
My Personal Favourites This Month:
Here’s a bit of insight into my top reads/listens etc during February!
Let me know if you have any recommendations for next month by replying to this email 😊
📚What I’m Reading
Psychology of Money
I re-read this book every single year and it’s hands down one of the most important books I’ve ever read - if you ever want to improve your money mindset, this book is a non-negotiable read!
🎧What I’m Listening To
Diary of a CEO episode with Mr Beast
If you ever wondered what it takes to become the best in the world at what you do, listen to this episode.
📺What I’m Watching
Severance
Although… I’m a bit behind as I’ve only just finished season 1 so no spoilers pls! 😬
📲What I’m Using
Avios app
I use it to earn extra points by shopping through the app itself. You simply find the store you want to shop at on the app, make a purchase through it, and BOOM more points! (as long as you’re paying off your AMEX bill in full at the end of the month)
Let’s Hear From You!!
I’d like to know what people’s reasons are for not investing, so who better to ask than you guys?!
Why don’t you invest? |
What I’ve Been Up To This Month:
So, I’ve been working on a REALLY exciting new project called Money Unfiltered - a concept where we interview the public about their experiences, perspectives and philosophies of money.
Pretty cool stuff if you ask me.
So if you’ve had enough of my face and want to check out what we’ve been up to then here are the channels below:
And if you’d give us a cheeky follow that would be HUGELY appreciated (pls we need it 😂)
Thanks in advance!
![]() | Thank you once again for spending some of your time with me & reading Let’s Talk Money. Talk soon, Gabriel - That Money Guy |
DISCLAIMER: None of the above is financial advice. This newsletter is strictly education and should not be taken as investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Please be careful and always do your own research.