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👋 Hey Money Peeps,

And happy new (financial) year to all of you celebrating over here in the UK.

New Year = New ISA allowance

^{(Quick reminder of what an ISA is can be found HERE)}

Now today’s article is all about who (in my humble opinion) is the best stocks & shares ISA provider, and therfore, will be the place I will be choosing to invest my money this year.

Note: You can now invest into multiples stocks and share ISA accounts since the start of Apirl 2024,

And whilst there are a lot of great platforms out there for various use cases, there is one clear winner:

TRADING 212

Why?

Well where to begin:

1. Cheapest on the market with ZERO fees

   • They charge only a 0.15% FX fee on currency conversions (lowest in the industry)

2. Uninvested cash recieves 5.2% interest (daily)

   • Try find one higher than that

3. Huge range of ETF’s and individual stocks (over 12,000)

4. Fractional Shares offered

   • meaning you can start investing from just £1

5. Great reputation

PLUS

If you join before the end of april, you get:

1. 1% cashback on any money deposited into the ISA for the rest of the tax year

2. A free share worth up to £100

3. When you join via this special link they gave me

Remember, this is just my verdict and there are other things that people find important in an investing platform. But for me, hands down, this is the winner!

NOTE: This information does not represent financial advice, and I am not a financial advisor. When investing, your capital is at risk. Investments can rise and fall and you may get back less than you invested. Past performance is no guarantee of future results. Terms & fees apply.

👀 My Question for YOU 🫵

Which platform are you investing with this year?

Like legit… hit reply and tell me, I would love to hear where and why?

Whenever you're ready, there are ways I can help you.

1. ​Hit reply to this email: I respond to every single question I get from these newsletters, so please don’t be shy!

2. ​The Budgeting Template PRO: Most of you have probably tried the lite version, but the PRO is what I use in my day to day life. (use the code ‘letstalkmoney’ for 30% off)

^{DISCLAIMER: None of the above is financial advice. This newsletter is strictly education and should not be taken as investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Please be careful and always do your own research.}