Issue #60: HELP The Stock Market Has Crashed

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HELP!! THE STOCK MARKET HAS CRASHED 😭📉

Checked your investment portfolio recently and felt a little ill?

Yeah, you’re not alone.

The S&P 500 especially has taken a hit, and the internet is doing what it does best: panicking.

Everywhere you look, there’s someone screaming that the market is doomed, that they definitely know what’s coming next, and that you should sell everything and run.

But let’s take a step back.

During COVID, we saw a 30% market drop. People said it was the end. A few months later? It bounced back.

In 2008, things were way worse - yet the market still recovered after a few years.

The stock market (and the S&P 500 in particular) has a 100% recovery rate. 

Read that again.

If you’re new to investing, this is quite literally your crash course (lol)

Moments like this are part of the investing journey. And trust me, they feel scary at first. But before you panic-sell, ask yourself:

✅ How long are you investing for? If it’s 5-10+ years, this short-term dip is just a minor blip in the journey.

✅ Are you a trader or an investor? Traders buy and sell constantly. Investors, especially long-term ones, play the waiting game. If you originally committed to a long-term strategy, stick to it.

When I first started investing I checked my portfolio every single day during the Covid crash. Every dip felt like the end of the world, I considered selling everything and regretted investing in the first place.

Oh how dramatic I was being 😅

Now I don’t even notice the drops. I invest often and little every month, close the app, and get on with my day. Because I’m in this for the long game, and I’d rather let my money grow than stress over every red day.

If there’s ONE thing you’ll take away from this, please let it be one of my favourite investing phrases:

When in doubt, zoom out.

It actually doesn’t matter what the stock market’s performance looks like today…

Because if you take a look at the stock market’s long-term performance. It’s always gone up over time.

So if you’re feeling uneasy, look at the big picture. Chances are, it’ll help restore your confidence in your strategy and remind you why you started investing in the first place.

So, deep breaths. Stay the course. And maybe… stop checking your portfolio so much. 😅

If you haven’t started investing yet, don’t let all the social media panic put you off.

And if you're not quite ready to dive in with your own money yet, no worries - I’ve got you.

Sign up to Trading212 (the platform I personally use) through THIS VERY SPECIAL LINK, or use code ‘GN,’ and you’ll get a free fractional share worth up to £100. Easy.

And that’s it for today friends. See you next week 😁

Got a question you’d like answered in next week’s newsletter? Just hit reply! Let me know your question and whether you’d like to stay anonymous.  

^{DISCLAIMER: None of the above is financial advice. This newsletter is strictly education and should not be taken as investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Please be careful and always do your own research.}